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ATM Ownership

Most of us living in the USA now have a debit card, a credit card, or a VISA® check card. All of these will work in the automated teller machine retail units we sell. Essentially an ATM is a vending machine that dispenses cash instead of product. ATM processing involves the ATM connecting to banking networks for approval before it dispenses money, The owner of the ATM sets a surcharge amount for dispensing cash. It is a convenience fee. For not having to leave and drive to the nearest bank branch or credit union for cash. Banks charge $2 to $3 and ATM owners can as well. A cash machine offers a valuable service that your customers will use while lowering your credit card monthly processing fees (see our FAQ).

Since 1996, most ATM units have been manufactured to work with a standard analog phone lines. An ATM has a dial up modem that uses the phone line to call into the processing networks for approval of transactions by sending and receiving packets of data. Since 2013, analog lines are being rapidly replaced by digital lines. DSL and other digital lines like VOIP are acceptable for voice calls but not for analog data transfer of packets. The result for Hantle, Tranax, Cross etc. is D1800, D1704, D1706 ATM communication errors. Best D1800 solution? Wireless modem box. Or a cellular network device. No need for a phone line anymore. The box is around $250-$300, but the service is less than the yearly cost of a phone line.

A brief overview: Automated Teller/ATM ownership: Pick out an ATM. We will send you an invoice. Send us payment and return required ownership and banking documents for ATM processing. We coordinate shipping. When the shipper arrives with your ATM machine, check it for damage before the truck leaves. We can arrange for an ATM tech to install and program your machine. The tech will train you on how to use the ATM. It is recommended to have a tech install your machine and train you if you have never owned a machine before.

ATM experience

Since 1998, has been the online ATM showroom and information portal that thousands of people visit each week. When our visitors have trouble finding a local ATM salesman or service representative, they turn to We've sold ATM machines to businesses from Alaska to Florida and most of those ATM's are still in service today.

Helpful Links and other ATM Resources

These links will help you to get around quickly, check out:

Call us toll free: 888-336-4872

When you call us at, we answer your questions, without any pressure to buy. We have no sales pitch. Our machines sell themselves. We explain the entire process in full, before you purchase. We try to make our customers glad they bought an ATM from

EMV chip liability shift

If you purchased an ATM from in the past, and you have not been contacted by us concerning EMV upgrades or EMV software activation, please call the toll free number above. The EMV chip liability shift date is reported to occur on October 21, 2016, or 10-21-2016. Your ATM should be capable of conducting EMV transactions on that date. Your ATM may need a new card reader and software to read chip cards. The ATM owner becomes liable for fraud that occurs at their ATM if the ATM is not EMV compliant after October 21, 2016 for Mastercard/Cirrus. October 1, 2017 for Visa/Plus.